2026

Ontario Buyers Could Save $130K on HST | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

The province proposed removing HST on most new homes, combining provincial and federal support to lower purchase costs for eligible buyers across Ontario. Buyers of new homes priced at $1M or less would receive full relief, with potential savings reaching up to $130K under the proposal. Homes from $1M to $1.5M would still qualify for the maximum rebate, while...

Toronto – Most Affordable Homes of October 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto — Most Affordable homes for October 2026. Listings (sorted by price): 1. Listing C14081508 — $299,000 2. Listing C14132460 — $300,000 3. Listing W14123028 — $328,000 4. Listing C13849076 — $339,000 5. Listing C13867238 — $339,000 6. Listing C14102280 — $339,900 7. Listing W14034140 — $339,900 8. Listing C14117798 — $349,000 9. Listing...

கனடாவில் வீடு வாங்கும் போது தெரிந்துகொள்ள வேண்டியவை

கனடாவில் நிலம் மற்றும் வீடு வாங்கும் பரிவர்த்தனைகள் மாநில சட்டங்களால் கட்டுப்படுத்தப்படுகின்றன. பிராந்தியத்தின் அடிப்படையில் வழக்கறிஞர்கள்...

House types by neighbourhood

Choosing between a detached or semi-detached house and a condominium tower starts with understanding how each option fits your daily life. Across Toronto’s 158 officially defined neighbourhoods, including areas in Etobicoke, North York, and Scarborough, home types can offer very different experiences. Detached and semi-detached houses may provide more private space, while condominium towers can offer...

The 5 Things to Check at Every Home Showing

A home showing is your opportunity to assess how a property looks, feels and functions beyond the listing photos. Start with visible condition: inspect walls, ceilings, floors and windows for signs of wear, marks or damage, and note anything you want to discuss further. Pay attention to natural light and ventilation in each room. Open windows where possible, check vents and notice how the home feels as...

Ontario Buyers Weigh Prices and Rates | Sivage Sivagumaran, CPA | How to Find the Best Real Estate Agent in Toronto

Ontario’s benchmark home price fell ~4% yearly in Mid-Q3, reopening a provincewide question: buy now in a softer market, or keep waiting longer? A mortgage expert said the softer price backdrop showed only part of the picture, signaling buyers also needed to weigh financing conditions carefully. Fixed mortgage rates moved higher recently, reducing how much...

University of Toronto Scarborough

University of Toronto Scarborough is a recognisable destination in Scarborough, located at 1265 Military Trail, Scarborough, ON M1C 1A4, Canada. Its campus gives the neighbourhood a clear point of reference for anyone exploring the area. For real estate buyers and sellers, local landmarks can add useful context to a neighbourhood tour. Visiting University of Toronto Scarborough in person is one way to...

Toronto Housing Market | 2026 Home Prices

Navigating Toronto’s housing market requires clarity and strategy—especially as we see recent data showing a 2.1% drop in sales and a 14.1% decline in new listings. This tightening of supply has led to a 4.5% dip in average home prices, now around $993,410, with declines across condos, townhouses, and single-family homes. As a Toronto & GTA real estate broker with a CPA background, I believe...

Happy Halloween | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve,...

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