يُظهر مؤشر سوق الإسكان للربع الرابع من عام 2025 استمرار تباطؤ وتيرة بدء مشاريع البناء، حيث قام 38% من المطورين العقاريين بتقليص عدد الموظفين بسبب ظروف السوق. وسجلت مؤشرات المنازل المنفصلة والمتعددة العائلات أدنى مستوياتها على...
Business
First-time homebuyers in Canada should determine their budget, get pre-approved for a mortgage, and estimate upfront costs including down payment (5-20%), closing costs (2-4%), CMHC insurance if under 20% down, legal fees, land transfer tax, property tax, home insurance, and moving expenses. Building a real estate team and understanding the local market are crucial. Various federal and provincial...
Buying a Mixed-Use Property in Downtown Toronto? Here’s Why Valuation Is More Complex Than You Think
Mixed-use properties in downtown Toronto require complex valuation due to differing income streams, lease terms, expenses, and location impacts on residential and commercial components. Residential and commercial parts use different cap rates and market rents, and lease stability affects value. Expense responsibilities vary, influencing net income. Professional, detailed valuations before purchase are...
Slide 1 Toronto condo sales just hit levels we haven’t seen since 1991. Slide 2 Only 1,599 new condos sold in 2025, down 60% year-over-year, 95% since 2021. Slide 3 Hidden twist—less building today means tighter supply and higher rents tomorrow. Slide 4 Construction starts crashed 63%, just 3,272 units, with only ten new projects launched. Slide...
Toronto condos are projected to continue price declines in early 2026. Buyers may benefit from increasing affordability and potential future price stabilization. Market distress will persist due to tight immigration and slow demand. Non-permanent resident and student restrictions may limit buyer pool further. Recovery is expected later in 2026 if immigration...
Taking inventory of assets is crucial in estate planning to ensure nothing is overlooked. Document belongings, financial holdings, and business interests, noting their locations and values. Creating a will is essential for asset distribution; appoint a trustworthy executor and consider beneficiaries carefully. Business owners should have a succession plan and may benefit from a family trust. Planning for...
Extreme rent-buy gap entrenches long-term renter population. High rents favour yield preservation despite slower capital appreciation....
Welcome to 88 Wickson Trail, Toronto, updated detached home located in the heart of Scarborough's high-demand community, where space, connectivity, and everyday convenience come together. This move-in-ready 3+1 bed, 2 bath home offers a flexible layout ideal for families, professionals, First-Time Buyers and investors looking for long-term value in a...
Saving for a down payment is crucial for homeownership. In Canada, minimum down payments vary by home price, with 20% often preferred to avoid mortgage insurance. Saving strategies include cutting expenses, using high-interest savings accounts or First Home Savings Accounts (FHSA), and planning for the Home Buyers’ Plan to borrow from RRSPs. For short-term goals, keep savings in low-risk accounts like...
يواجه المشترون لأول مرة في سوق العقارات في كندا تحديات بسبب العرض المحدود، والإرشادات الصارمة للرهن العقاري، والأسعار المرتفعة. تقدم برامج حكومية مثل خطة المشترين لأول مرة، وائتمان ضريبة المشترين لأول مرة، وحساب التوفير...