Real Estate

Toronto – Most Affordable Homes of September 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Navigating Toronto’s real estate market doesn’t have to feel overwhelming—especially when financial clarity is your guiding principle. Every month, I keep a close eye on value opportunities for buyers across the GTA, and September 2026 stands out for those seeking the city’s most affordable homes. Here’s a snapshot of the 15 lowest-priced listings this...

Toronto Affordability Gains Are Tapering | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto’s affordability landscape is seeing nuanced changes this quarter. The aggregate affordability measure dipped by about 1 point to roughly 64% across all housing types in Q2, putting Toronto among the least affordable markets tracked. Much of this modest improvement is thanks to income growth, while home prices are showing early signs of...

Home affordability finds its footing, but rising rates could change that

As a real estate broker and CPA serving Toronto and the GTA, I’m always tracking the numbers that matter for homebuyers and investors. In August, Canada’s average five-year fixed mortgage rate inched up to 4.55%. The good news? This shift had minimal impact on monthly payments so far. What’s really making a difference in affordability is the drop in home prices—especially in Toronto, Vancouver,...

York Region home prices jump 2.9 per cent to $1.18 million in August 2026

York Region’s real estate market continues to move, with the average home price reaching $1.18 million in August 2026—a 2.9% increase from July, though still 0.4% lower than the same time last year. Detached homes led the way, climbing 3.9% month-over-month, even as most other property types softened. As a CPA and real estate broker serving Toronto and the GTA, I always analyze these shifts with a...

‘Temporary detour, not a derailment’: RBC on latest market slowdown

August brought a slight cooling to Canada’s housing market, with home resales dipping by 0.7%. Across the GTA, I’m seeing the same mixed patterns—some neighbourhoods holding steady, others adjusting in price or activity. What stands out this month is the pressure facing buyers who are up for mortgage renewals, often at higher payments than before. Still, inventory remains balanced and borrowing...

Toronto – Most Expensive Homes of September 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Curious about Toronto’s most exclusive homes this September? Here’s a look at the top 15 highest-priced residences currently on the market, with listings ranging from $11,995,000 up to an impressive $22,500,000. As someone who’s passionate about helping clients make financially intelligent decisions—whether it’s luxury estates or smart investments—I...

Toronto Condo Supply Faces Tariff Exposure | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto’s condo market is facing a unique double challenge right now—both a slowdown in new construction and rising material costs driven by the ongoing trade conflict. According to recent federal data, fabricated metal prices jumped 2.1% last quarter, a significant concern for our city where many condo projects rely heavily on steel. Structural steel alone saw...

A Business Owner’s Guide to Expanding from Residential to Commercial Real Estate in Toronto

Expanding into Commercial Real Estate in Toronto can be very profitable for business owners. Toronto has many opportunities for growth and investment in commercial properties. With the right advice, business owners can successfully navigate the complex world of Commercial Real Estate in Toronto. It's important to understand the Toronto commercial real estate scene. By learning the differences...

How Toronto’s Evolving Work Culture Is Shaping Commercial Real Estate for Business Owners

Toronto's work culture is changing fast, affecting Commercial Real Estate for Business Owners. There's a big need for flexible office space that meets new workplace needs. As the city's business scene changes, it's key for owners to know the market and trends. Business owners in Toronto must think about how the city's work culture is changing. With new trends, there's a growing need for adaptable...

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