October 2026

Toronto Falls Into Moderate Bubble Risk | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto has officially landed in the 'moderate bubble risk' category, according to a leading global wealth manager. Over the past year, Toronto home prices have dropped by approximately 11%—the steepest annual decline among 23 major cities surveyed. From 2014 to 2022, our city led the pack, with real prices doubling amid strong immigration, investor...

Psychedelics

Toronto has a thought-provoking new cultural experience to add to the calendar. Opening June 6, 2026, Psychedelics at the Royal Ontario Museum examines the cultural, historical and scientific significance of psychedelics through artworks, objects, botanical specimens and interactive experiences. Rather than focusing on headlines, the exhibition takes a research-driven approach. Visitors can explore how...

Richmond Hill – Most Affordable Homes of September 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Curious about Richmond Hill’s most affordable homes for September 2026? Here’s a snapshot of current listings, with prices starting as low as $356,000. Whether you’re a first-time buyer, investor, or looking for a smart move within the GTA, understanding the landscape of entry-level opportunities is key to making a financially sound decision. As someone who...

Toronto board of trade urges Ontario to amend zoning and building code rules to spur housing growth

Ontario's ambitious plan to build 1.5 million new homes by 2031 could fall short by more than 550,000—largely because current zoning and building code regulations haven’t kept pace with our region’s growth. As someone who’s spent decades navigating Toronto’s real estate landscape, I see firsthand how outdated rules add unnecessary costs and delays, making it tougher for families,...

Industry Updates: Single-Family Sales Rise, Resale Supply Tightens, Cultural Programming Expands

Keeping you informed on the latest shifts in Greater Toronto Area real estate: single-family home sales have increased, thanks in part to the expanded HST rebate. Meanwhile, condo sales remain soft, and we’re seeing a tighter supply in the resale market—which could mean upward pressure on prices. Housing starts dipped slightly, while Toronto is piloting AI technology to streamline building permits....

Small-Scale Infill Is (Finally) Showing Up In Toronto’s Housing Data

Toronto’s housing landscape is evolving, and the numbers are starting to tell the story. Small-scale infill developments—think accessory dwelling units and multiplexes—now account for about 10% of all housing starts across Canada. This shift has been fueled by zoning reforms, as cities like Toronto adapt to changing needs and offset the drop in single-detached home construction. For those...

Toronto Housing Market Sharply Reverses | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto’s housing market is making headlines with a sharp reversal, and as someone who brings both a CPA’s financial lens and a real estate broker’s market insight, I want to break down what this means for buyers, sellers, and investors across the GTA. Inflation-adjusted home prices have dropped about 10% year-over-year—the steepest reset among major cities...

Toronto – Most Affordable Homes of September 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Navigating Toronto’s real estate market doesn’t have to feel overwhelming—especially when financial clarity is your guiding principle. Every month, I keep a close eye on value opportunities for buyers across the GTA, and September 2026 stands out for those seeking the city’s most affordable homes. Here’s a snapshot of the 15 lowest-priced listings this...

Toronto Affordability Gains Are Tapering | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto’s affordability landscape is seeing nuanced changes this quarter. The aggregate affordability measure dipped by about 1 point to roughly 64% across all housing types in Q2, putting Toronto among the least affordable markets tracked. Much of this modest improvement is thanks to income growth, while home prices are showing early signs of...

Home affordability finds its footing, but rising rates could change that

As a real estate broker and CPA serving Toronto and the GTA, I’m always tracking the numbers that matter for homebuyers and investors. In August, Canada’s average five-year fixed mortgage rate inched up to 4.55%. The good news? This shift had minimal impact on monthly payments so far. What’s really making a difference in affordability is the drop in home prices—especially in Toronto, Vancouver,...

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