July 2026

Where to find 3-bedroom houses in southern Ontario for less than $1 million

In 2025, 30 GTA neighbourhoods had median prices for three-bedroom single-family homes below $1 million, ranging from $645,000 in Central Oshawa to $982,500 in Churchill Meadows. Most affordable areas are in Durham, with prices between $645,000 and $785,000. Other affordable spots include Brampton and Georgina. Four Toronto neighbourhoods also had median prices under $1 million. The GTA-wide median was...

Toronto Market Shifts as Summer Arrives | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Late-spring buyer momentum in Toronto eased as summer approached, with bidding wars thinning, fewer offers arriving, and some scheduled offer nights ending without sales. Buyers without deadlines eased off, some pausing searches for summer, while holdout sellers returned after three months of sales improvement and adjusted pricing plans. One east-end semi asked...

GTA Housing Feels Sharper This Year: Here’s Why | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

GTA’s mood shifted in 2026—less reacting to change, more confidently settling into it. Cranes still dominate the skyline, but development now emphasizes integration over nonstop expansion. Housing costs remain tough; average GTA home prices hover near $1 million in 2026. Toronto’s 2026 mood feels pragmatic: slower housing growth, steady demand, and...

Is Toronto’s Market Finally Stabilizing? | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto housing activity showed signs of stabilization after extended periods of weak buyer demand and cautious market sentiment. Increased inventory is providing more options for purchasers while reducing pressure from competitive bidding situations. Condo segments remain under pressure as investor demand stays relatively subdued compared with previous...

خريطة تكشف أكثر أسواق العقارات سخونة في مايو

تصدرت منطقة هارتفورد-ويست هارتفورد-إيست هارتفورد في ولاية كونيتيكت قائمة أكثر أسواق العقارات سخونة في الولايات المتحدة، حيث تُباع المنازل خلال 25 يومًا وبسعر وسطي يبلغ 475,000 دولار. وجاءت جميع الأسواق العشرين الأولى في الغرب...

Market Outlook: Luxury buyers look beyond Toronto and Vancouver

Canada's luxury housing market is shifting from major cities like Toronto and Vancouver to smaller and mid-sized cities such as Edmonton, Calgary, Ottawa, and Saskatoon. This trend is driven by buyers seeking larger properties, more land, lifestyle amenities, and lower taxes. Migration, population growth, and diversified local economies support this shift. Luxury buyers prioritize privacy, space,...

Toronto, on Buyers Gain More Choice | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto’s spring 2026 avg. price sat at ~$1.05M after ↓~5% yearly, still leaving values above historical norms in one of Canada’s priciest markets. Sales recovered in 2026, while active listings reached >25K, giving Toronto buyers more options than during the highly competitive pandemic-era boom period. Spring 2026 Price Snapshot Detached:...

Is putting money into an FHSA still worth it? Here’s what an expert says

The First-Home Savings Account (FHSA) in Canada allows first-time buyers to save up to $40,000 tax-free for a home, combining benefits of TFSA and RRSP. Despite high home prices, it remains advantageous, especially for higher-income earners due to tax deductions and a 15-year usage window. Unused FHSA funds can roll into RRSPs. Early contributions and investment diversification aligned with purchase...

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