September 2026

First-Time Buyer Success Starts With Sivage

As a Toronto & GTA real estate broker with a CPA background, I know that first-time homebuyers face a maze of decisions. Navigating mortgage planning, property showings, negotiations, and closing can feel overwhelming without the right guidance. My approach combines financial intelligence and market insight to bring clarity and confidence to every step. With 20+ years in accounting, finance, and tax,...

GTA Low-Rise Demand Gets Boost | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Noticing a renewed buzz in the GTA’s low-rise new home market? The recent HST rebate program has played a key role, fueling buyer interest and making homeownership more accessible for many across our region. Builders have responded efficiently, launching a steady stream of new low-rise product—which has helped keep prices in check and ensured a balanced market...

Richmond Hill – Most Affordable Homes of August 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Curious about Richmond Hill’s most affordable homes as we look ahead to August 2026? Here’s a quick look at the current listings, starting from $349,000 and moving up to $439,900. Whether you’re a first-time buyer, investor, or planning a strategic move for your family, understanding price points is key to making financially smart decisions. My approach...

أصحاب الدخل المرتفع يحققون فرصاً واعدة بسوق العقارات الكندي

يحقق المشترون لأول مرة في سوق العقارات الكندي دخلاً يزيد بنسبة تتراوح بين 13% و36% عن متوسط دخل الأسر، ما يبرز أزمة القدرة على تحمل تكاليف السكن في جميع أنحاء البلاد وليس فقط في المناطق مرتفعة الأسعار مثل بريتيش كولومبيا. ففي...

Toronto – Most Expensive Homes of August 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Each month, Toronto’s luxury real estate market offers a fascinating snapshot of value at the highest level. For August 2026, here are the city’s 15 most expensive homes, with prices ranging from $11,500,000 up to a remarkable $22,500,000 (Listing C12853630). These listings reflect the enduring demand for exceptional properties in Toronto’s prime...

Toronto – Most Affordable Homes of August 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Curious about the most affordable homes in Toronto for August 2026? Here’s a quick snapshot of what’s available, with options starting at $319,000 and a range of listings under $360,000. Whether you’re a first-time buyer, investor, or looking to move within the city, these price points offer unique entry opportunities for Toronto living. As a real estate...

Is August a good time to buy a home in the GTA?

August brings an interesting opportunity for home buyers in the Greater Toronto Area. With sales activity up and inventory levels remaining high, I’m seeing more negotiating power for buyers—especially in the condo market. Stable interest rates are helping many plan their mortgages with more certainty. As always, it’s important to weigh affordability, location, property type, and your long-term...

Richmond Hill – Most Expensive Homes of August 2026 | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Curious about the upper tier of Richmond Hill’s real estate market? Here’s a look at the most expensive homes listed in August 2026 — with prices ranging from $6.39M to an impressive $10.52M. For buyers, sellers, and investors eyeing the luxury segment, understanding these numbers is key to making financially sound decisions. My background as a CPA and two...

Toronto Edges Toward a Balanced Market | Sivage Sivagumaran, CPA | https://sivagerealty.ca | How to Find the Best Real Estate Agent in Toronto for Your Needs?

Toronto’s real estate market is showing clear signs of moving toward a more balanced environment. In Early-Q3, sales dipped by about 1% year-over-year to roughly 6,000 transactions, while new listings dropped a notable 18% to around 14,500. This narrowing gap between supply and demand is something I watch closely for my clients, as it signals a shift in...

برنامج الحوافز يؤتي ثماره: مبيعات المنازل في أونتاريو ترتفع بنسبة 130% بعد خصم ضريبة HST

شهدت مبيعات المنازل الجديدة في أونتاريو ارتفاعاً بنسبة 130% على أساس سنوي في الربع الثاني من عام 2026، بعد أن خفضت الحكومة الإقليمية ضريبة المبيعات الموحدة (HST) بنسبة 13% على المنازل الجديدة. ارتفعت المبيعات من 3,645 إلى 8,410 وحدة،...

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