يتيح حساب التوفير الأول لشراء منزل (FHSA) للمشترين لأول مرة في كندا ادخار ما يصل إلى 40,000 دولار كندي معفاة من الضرائب لدفعة أولى. المساهمات قابلة للخصم الضريبي بحد سنوي قدره 8,000 دولار كندي مع إمكانية ترحيل الرصيد غير المستخدم....
2026
Prep Early: Complete exterior maintenance—fix gutters, repaint, rake leaves, and brighten windows before cold weather limits improvements. Warm and Welcoming: Keep interiors cozy and decorated; personal touches help buyers imagine themselves living there. Avoid Neglect: Maintain curb appeal, keep utilities on in vacant homes, and price realistically to...
Toronto's housing market correction deepens as November sales dropped over 15% year-over-year, hitting near-record lows, while inventory reached a decade high. Detached homes saw the largest price declines, down 8%, whereas downtown condos showed price stability with only a 1.7% drop. Rising estate-related listings reflect structural supply growth. Market activity slows with longer days on market,...
2026 may be calmer, giving buyers a break from crazy competition. GTA listings stabilized at ~14,800 active homes as buyer confidence rises. Extra listings mean you can negotiate and pick your dream home wisely. Detached homes to dip only ~1%, but condo prices may drop ~6.5%. GTA price growth likely stays in single digits through 2027....
Slide 1 Interest rates dipped this year, sparking a GTA refinancing buzz for 2026. Slide 2 Toronto homeowners reflect on credit, debt, and equity before year-end planning. Slide 3 Switching mortgage products is trending, improving cash flow and financial flexibility. Slide 4 Over 51% of mortgages will renew in 2026, fueling refinancing...
Welcome to your new home, located in a well established and highly convenient Toronto neighbourhood, 180 Markham Road #921 offers a spacious and functional 3 bed + den, 2 bath condo designed for comfortable everyday living. The layout includes a bright sun filled living room and a separate dining area finished with laminate flooring throughout, creating a clean and...
60% of Toronto homes were built before 1981 and need major upgrades. Stalled new construction pushes homeowners to renovate instead of buying new. Energy-efficient retrofits, windows, insulation, and soundproofing lead 2025–26 trends. Smart-home tech and open-plan remodels suit condos and compact homes. Renovated Toronto homes sell roughly 7% higher...
First-time homebuyers can access various programs to ease financial burdens. The Home Buyers’ Plan (HBP) allows withdrawals from RRSPs for down payments, offering up to $35,000 tax-free. The First-Time Home Buyer Incentive provides 5% or 10% of the purchase price as a shared equity mortgage. New Brunswick offers a Home Ownership Program for low-income families, providing loans up to 50% of the home...