February 2026

Top 10 Tips for First-Time Homebuyers in Canada

Purchasing your first home in Canada can be overwhelming, but expert advice can help. Key tips include getting pre-approved for a mortgage to define your budget, saving for a down payment (5% to 20% depending on the price), and understanding additional costs like closing fees and property taxes. Check your credit score, work with a trusted realtor, and choose the right mortgage type. Don't skip the...

Happy Lunar New Year | Sivage Sivagumaran | https://sivagerealty.ca | How to Find The Top Real Estate Agent Near Me

恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off...

Will the GTA Home Buyer Window Close in 2026? | Sivage Sivagumaran | https://sivagerealty.ca | How to Find The Top Real Estate Agent Near Me

The GTA buyer's market window is closing SOON in 2026. Why? Low construction + cancelled projects = a HUGE inventory shortage incoming. Rates drop once more, then hold. Your chance to buy before prices climb again. Hidden gem? Developers are pivoting to purpose-built rentals. Don't time the market. Build generational wealth with a strategy...

Toronto’s Housing Market Poised for Steady Growth by 2026

Toronto's housing market saw a 19.3% drop in home sales and a 6.5% decline in average prices in January, with the MLS Home Price Index down 8%. New listings fell 13.3%, while active inventory rose 8.1%, leading to longer market times. Sales and prices declined across all home types. Buyer interest weakened, with only 22% planning to buy in 2026. Affordability improved, but economic uncertainty...

تقرير أسعار الرهن العقاري يوجه المشترين

تختلف معدلات الرهن العقاري حسب نوع القرض، مما يؤثر على الدفعات الشهرية وإمكانية تحمل التكاليف في ظل ارتفاع أسعار المنازل وضيق الميزانيات. تشمل الخيارات الرئيسية قروض الفائدة الثابتة لمدة 30 و15 سنة، القروض ذات الفائدة...

Homeownership Gets Cheaper, but Momentum Is Fading | Sivage Sivagumaran | https://sivagerealty.ca | How to Find The Top Real Estate Agent Near Me

Homeownership in Canada is slightly more affordable, but the pace of improvement is slowing. RBC’s affordability index fell to 53.2%, down from a pandemic peak of 63.5%. Most affordability gains came from markets where prices have softened, though costs remain elevated overall. Some regions saw smaller improvements, while a few experienced affordability...

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