February 2026

Happy Valentine’s Day | Sivage Sivagumaran | https://sivagerealty.ca | How to Find The Top Real Estate Agent Near Me

Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was common for friends and lovers of all...

GTA Home Prices Become More Accessible After 5 Years

The average home price in the GTA fell below $1 million in January 2026, dropping 6.5% year-over-year to $973,289, with sales declining sharply to 3,082. Elevated supply is expected to keep prices stable, with 60,000-70,000 sales forecasted for 2026. First-time buyers may drive recovery, though renters face a $600 monthly affordability gap. Economic clarity could boost demand later in the...

Toronto Fees: $200K Just to Start Building? | Sivage Sivagumaran | https://sivagerealty.ca | How to Find The Top Real Estate Agent Near Me

Building in Toronto? $200k in fees are baked into every new house price. Hidden cost: It can take 11 years to get a GTA project fully approved. Fixing an old rebate could cut new home prices by 10-15%... but there's a catch. The catch? Without more supply, that tax savings just goes to the landowner. Expert call: Approval delays are "pure waste."...

Buying Your First Ontario Home? | Sivage Sivagumaran | https://sivagerealty.ca | How to Find The Top Real Estate Agent Near Me

Ontario first-time homebuyers navigate provincial mortgage rules, land transfer taxes, and competitive Real Estate pricing. Mortgage approvals depend on credit score, stable income, debt ratios, and minimum 5% down payments. Provincial and federal incentives help reduce upfront costs for eligible Ontario buyers. The buying process includes pre-approval,...

Why This GTA Housing Shift May Happen Faster | Sivage Sivagumaran | https://sivagerealty.ca | How to Find Best Real Estate Agent Toronto

Slide 1 GTA home sales hit multi‑year lows — demand is quiet now, but poised to jump. Slide 2 Listings have surged while sales lag, creating more options for buyers now. Slide 3 Historically weak sales create rebound potential, rewarding buyers who move early before demand returns. Slide 4 Expert forecasts hint recovery sooner than you think — prep now,...

GTA Housing Market Ends 2025 More Affordable, But Confidence Remains Key

In 2025, GTA home sales fell 11.2% amid economic uncertainty, while new listings rose 10.1%, increasing buyer negotiating power and lowering prices. The average selling price dropped 4.7% to about $1.07 million, improving affordability. December sales declined 8.9%, with prices down 5.1%. Recovery depends on stable economic conditions and improved consumer confidence, with calls for government tax relief...

فرص جديدة مع تطور سوق بيع المنازل في كندا

يُظهر مؤشر سوق الإسكان للربع الرابع من عام 2025 استمرار تباطؤ وتيرة بدء مشاريع البناء، حيث قام 38% من المطورين العقاريين بتقليص عدد الموظفين بسبب ظروف السوق. وسجلت مؤشرات المنازل المنفصلة والمتعددة العائلات أدنى مستوياتها على...

First-Time Homebuyer in Canada Guide

First-time homebuyers in Canada should determine their budget, get pre-approved for a mortgage, and estimate upfront costs including down payment (5-20%), closing costs (2-4%), CMHC insurance if under 20% down, legal fees, land transfer tax, property tax, home insurance, and moving expenses. Building a real estate team and understanding the local market are crucial. Various federal and provincial...

Buying a Mixed-Use Property in Downtown Toronto? Here’s Why Valuation Is More Complex Than You Think

Mixed-use properties in downtown Toronto require complex valuation due to differing income streams, lease terms, expenses, and location impacts on residential and commercial components. Residential and commercial parts use different cap rates and market rents, and lease stability affects value. Expense responsibilities vary, influencing net income. Professional, detailed valuations before purchase are...

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